Stafford has been involved in the Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program’s (NFIP) Community Rating System (CRS) for many years. The program is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance policy holders may receive a discount on their annual premiums depending on their flood zone and the Township’s CRS classification.
Stafford has reached a rating of 6 which provides for up to a 20% discount on individual policies or a savings of over $600,000 for our property owners.
An annual certification in order to maintain our rating is completed and sent to the insurance arm of FEMA as well as any other interim reports that may be requested throughout the year. Enforcement of the various codes effecting floodplain management is key to keeping our rating and assuring that property owners receive the discount and are safe from flood damage. Along with the CRS program, the Zoning Officers determine flood zone location for property owners and provide information and documentation concerning flood safety and flood insurance upon request.
- Find out more about flood insurance, flood safety and development in our floodplain.
- Download our flood determination request form.
- View the Chapter 114 of the Township Code – Flood Hazard Areas.
- View a map of our flood hazard areas.
FEMA Publications:
- Homeowner's Guide to Retrofitting your home
- Community Rating System
- National Flood Insurance Program
- Floodplain Management
- Flood Insurance
- Saving on Flood Insurance
Stafford Township contact information:
- Emergency Management: (609) 597-1000, ext. 8265
- Zoning Department: (609) 597-1000, ext. 8535
- Construction Department: (609) 597-1000, ext. 8562
Helpful Links:
-
FEMA
www.fema.gov/flood -
National Flood Insurance Program
www.FloodSmart.gov -
U.S.Department of Homeland Security
www.dhs.gov -
National Weather Service
www.nws.noaa.gov -
National Hurricane Center
www.nhc.noaa.gov -
NJ State Police
www.njsp.org -
NJ Office of Emergency Management
http://www.nj.gov/njoem/ -
NJ Homeland Security
www.njhomelandsecurity.gov
