Any tax delinquency for the current year remaining delinquent on November 11th will be subject to tax sale. The tax sale includes delinquent taxes as well as delinquent water/sewer and all municipal charges as dictated by New Jersey statutes. When a property is included in the tax sale, a lien is sold for the amount of the eligible municipal charges together with interest to the date of the tax sale and costs of sale. Interest rates for liens sold may be as high as 18%. Depending on the amount of the lien sold there are additional penalties of 2%, 4% or 6% charged. The lien holder, under certain circumstances, may also be entitled to legal fees as well. Lien holders may pay any subsequent tax or water and sewer charges and add these charges to the original lien. Interest accrues on the original lien as well as any subsequent charges paid by the lien holder. The sale of a tax lien on a property does not give the purchaser of the certificate any rights of ownership or to trespass on the property. This is acquired by the foreclosure process. A lien holder may begin to foreclose on the property 2 years after the purchase of the tax sale certificate. If the certificate was not purchased by an outside lien buyer at the tax sale, the Township would be the lien holder and may begin the foreclosure process in as little as 6 months from the tax sale date.
Complete the Redemption Request Form (PDF) and fax to (609) 242-8221 or email to Redemptions@staffordnj.gov - Redemptions are calculated in the order they are received and there is a 3-day turn-around for all requests. Pursuant to N.J.S.A. 54:5-54, only a person with legal interest in a property can redeem a Tax Sale Certificate. This form must be completed in its entirety to obtain redemption figures. Once a lien is redeemed, the canceled certificate will be sent to the redeeming party who must then have the cancellation recorded with the Ocean County Clerk's Office in order for it to be removed from the record.